The curriculum in learning order — orientation, the 100-day core, the quarterly routine, then the electives.
Open the pathEvery lesson in both communities, sortable and filterable, with its course, length and transcript state.
Open the catalogThese terms live in the ONE consortium glossary — not a second list. Business layer, sourced to the lesson.
Open the glossaryEach row is a term we could prove is taught: it was found in a real lesson title or a real caption line on disk. The stamp is the moment it is said. Nothing here was written from memory.
| Term | The moment, verbatim | At | Lesson |
|---|---|---|---|
| Age of Money | …one month ahead, how you implement it. And we'll also discuss the difference between getting a month ahead and what YNAB describes as your age of money. | 1:00 lesson | Lesson 1: How To Navigate This Module Ahead in 100 Curriculum |
| Assigned / Activity / Available | …ive into the budget screen of YNAB and actually learning how to assign your money and give it a job. We're gonna go over the three columns, assigned, activity, and available. And then we're also going to teach you how to assign all of your money down to zero so that ready to assign is empty. That is, until you get paid again. Okay, so where are we in this process? Well,… | 0:00 lesson | Lesson 13: Assigned, Activity, Available Ahead in 100 Curriculum |
| Auto-Assign | and I'm going to look over here on the right-hand side, underneath the auto assign dropdown, so you may have to open that up. And then I'm going to look at the underfunded number here. In this case, this is telling me that in order to fully fund all of these targets, all the target… | 6:00 lesson | Lesson 11: Underfunded vs. Income Ahead in 100 Curriculum |
| Beliefs, Priorities, Responsibilities | (upbeat music) Welcome to the course on beliefs, priorities, and responsibilities. Most people feel pulled in a thousand directions with their money, too many options with too little clarity. This course is designed to move you from that overwhelm to confiden… | 0:00 lesson | Lesson 1: How To Navigate This Module Beliefs, Priorities, and Responsibilities |
| Category Structure | …ures and then how to balance keeping things simple versus adding appropriate amounts of detail to whichever structure you choose. The first category structure is what I call a due date based structure. This is where you're organizing your categories and category groups primarily based on when you actually need the money to pay a bill or buy groceries or pu… | 0:00 lesson | Lesson 6: Category Structure Options Ahead in 100 Curriculum |
| Covering Overspending | …sort of consciously know that you're doing that. In those cases, you would leave them overspent. But in an ideal world, we're gonna aim to cover the overspending. So that's what I'm going to do here. I'm gonna decide how to cover all of these negative numbers. | 2:30 lesson | Lesson 15: Covering Overspending Ahead in 100 Curriculum |
| Credit Card Float | All right, so this video is going to be a tutorial on how to get off the credit card float and some options in working in OneAb when you are writing the credit card float and trying to avoid interest. So a couple of things. First off, how do you get on the credit card float or off of it? W… | 0:00 lesson | Getting Off The CC Float Frequently Asked Questions |
| Daily Routine | …right, so in this lesson, we're gonna put together all of the skills that you've been working on in the previous lessons to talk about the daily routine. We're also gonna talk about why it's important that you do it on a daily basis. And I'm gonna give you a number of tips to make it easier so that it doesn't take you very long. So what is the daily… | 0:00 lesson | Lesson 16: YNAB Daily Routine Ahead in 100 Curriculum |
| Dollar-Cost Averaging | …in the market and then you will correctly jump in at the right time. And Nick does a wonderful job of this article, even God couldn't beat dollar cost averaging. So if you're not familiar with dollar cost averaging, dollar cost averaging is basically the practice of investing regularly on set intervals as you have the money. | 16:00 lesson | 2025/02/03 - General Q/A Guild Call Replays |
| Due-Date Based Structure | (named in the lesson title; no caption line captured) | — lesson | Lesson 7: Due-Date Based Structure A100 Curriculum |
| Emergency Fund | …small part of crafting a meaningful money story. - For example, when you think about traditional financial metrics, things like building an emergency fund, paying off debt, investing, paying off your house and preparing for retirement, those things aren't gonna be somewhat separate from the money story stages you see here. As an example, you might work… | 1:30 lesson | Lesson 7: The Money Story Roadmap Ahead in 100 Curriculum |
| Estate Binder / End of Life Plan | …end of your reflections and advanced YNAB reports, police priorities and responsibilities course retirement planning real estate workshop, end of life planning, which includes our emergency binder and estate stuff. All of the guild training is going to be inside this classroom area. | 2:00 lesson | Membership Tour & What To Expect Foundations: Start Here |
| Fresh Start | …right, so in this video, I wanna answer the almost number one question that I get from new students in this program, which is should I do a fresh start in YNAB? If I've already been using YNAB, should I go ahead and do a fresh start to go along with the course? And the answer is, it depends. I would say that if you've been using YNAB for a bit and y… | 0:00 lesson | Lesson 9: Should You Fresh Start? Ahead in 100 Curriculum |
| Index Fund | Next we have stocks or equities. Now, if you've heard the terms mutual funds index funds exchange traded funds, those are often funds that have stocks or equities inside of them. If you know nothing about any of that, or if you know a little bit about that, you'll be excited because we'… | 48:30 lesson | Workshop & Q/A #2 Replay Increasing Income |
| Loan Planner | …ing. So I would. Okay. Yeah. I saw another thing. It was a review of like YNAB compared to Monarch, which is the thing that my, the student loan planner guys are using and they like do a trial. So I was reading reviews of the comparison and somebody said, I have no intention of going back to a cash flow type budget system ever. Is that? Yeah. | 1:12:00 lesson | 2025/01/30 - Afternoon A100 Call Replays [24' - 25'] |
| Money Story | (upbeat music) All right, we are jumping into your money story and the money story roadmap. So over the last few years, I've had the honor of getting to work with a couple thousand clients and help them improve their finances, which has given me a behind the sce… | 0:00 lesson | Lesson 7: The Money Story Roadmap Ahead in 100 Curriculum |
| Multi-Account Setup | (named in the lesson title; no caption line captured) | — lesson | Lesson 3: Multi-Account Setup (Savings) A100 Curriculum |
| Net Worth Report | The main reason that I like to reconcile them on a monthly basis is because of Winab's net worth report. Winab's net worth report is tracked on a monthly basis. And so I will update any tracking accounts on that same cadence. In this case, I have three. I have a mortgage and then a 401(k) and a Roth IR… | 16:00 lesson | Lesson 5: Monthly Routine Ahead in 100 Curriculum |
| Orientation Week | …ir questions around their budgets, which is awesome. As people are gonna find out, right? Right now, as you're watching this, you're in the orientation week module. | 4:30 lesson | Lesson 4: Meet The Team Ahead in 100 Curriculum |
| ProjectionLab | …t division, the numbers that you think some of those things on that vision are gonna cost. We're gonna take those things and work them into projection lab, and we're gonna see how things shake out. Now, I wanna say that I'm not going to worry about breaking the plan at this point. Basically, when we take these things and put them into projection lab, a… | 0:00 lesson | Lesson 4: Inputting The Vision Into ProjectionLab Retirement Planning & ProjectionLab |
| Quarterly Routine | (upbeat music) All right, welcome to the quarterly routine. In this lesson, we are gonna talk about why the quarterly routine is so important, so foundational to making sure that you continue to have success with your money for the rest of your life. It is h… | 0:00 lesson | Lesson 5: The Quarterly Routine Ahead in 100 Curriculum |
| Ready to Assign | (upbeat music) In this lesson, we're going to cover what ready to assign means, which is the big green bubble up at the top of your budget, how to understand it, how it works, and how we're gonna use it to actually assign money in the subsequent lessons. Let's take a look… | 0:00 lesson | Lesson 12: Understand Ready To Assign Ahead in 100 Curriculum |
| Reconcile | (upbeat music) So in this lesson, we're gonna be talking about reconciling your accounts in YNAB. And I fully anticipate this might be one of the most viewed videos in this whole program, because I suspect you will come back to this video over and over again, whenever you'r… | 0:00 lesson | Lesson 2: Reconciling Accounts Ahead in 100 Curriculum |
| Roth Conversion | another great question. So, you can do what's called a Roth conversion. So what that means is you can take traditional assets and convert it to a Roth. The strategy, if you Google Roth conversion, you'll see lots of information about it. It involves paying taxes. So typ… | 1:07:30 lesson | Q/A - May 16 2024 Stock Market Investing |
| Safe Withdrawal Rate | …of the spectrum, if you all all think back to the workshop where we did on the financial independence workshop, we talked about the 4% say withdrawal rate role. If you said, I want to basically replace the $40,000 a year income, just with | 33:00 lesson | Workshop #2 Insurance Planning |
| Scheduled Transaction | and it fills them up by due date. After that, it then looks at your discretionary items or things that have scheduled transactions and funds those. After that, it just sort of works its way down the page top to bottom. And so if I were to go ahead and hit assign, you'll notice it skipped the credit card payment, jumped right do… | 27:00 lesson | Lesson 13: Assigned, Activity, Available Ahead in 100 Curriculum |
| Sequence of Returns Risk | …um. Yeah. Okay. The Trinity study, I've already mentioned it, 4%, 95% success rate. It's important to mention what I said earlier about the sequence of returns risk. If you happen to retire or get forced into retirement and the first few years of your retirement, | 1:19:00 lesson | Workshop, Calculator, & Q/A Retirement Planning & ProjectionLab |
| Sinking Fund | …on expenses, so obviously, this is really important when you're living on a fixed income to try and plan for as many irregular expenses and sinking funds as possible. Again, this is, you know, I talk about this in the main course area, but I just | 7:30 lesson | Retiree Template Frequently Asked Questions |
| Split Transaction | …you buy. Yeah, and then come to a call or send me an email and I will show you how to enter them. It's not hard, but you just have to do a split transaction and show the inflow coming in from the gift card and the outflow going out the home depot so that they offset each other and show up in the reports correctly. | 1:05:00 lesson | Foundations Call - 9/12/24 - Evening Foundations: Start Here |
| Starting Balance | …na be a very short video all about the number one most common issue that throws people off from the very get go, which is that your initial starting balance on your bank accounts might be wrong. We're gonna quickly look at how to figure out whether or not the starting balance is wrong, how to fix it, how this is different on credit versus debit accounts,… | 0:00 lesson | Lesson 4: Note On Starting Balances Ahead in 100 Curriculum |
| Target | …We're gonna first talk about what targets are, then why we use them, and then I'm gonna go through a number of examples showing you how to set targets properly for each different type of category that you're gonna have in your budget. Let's go ahead and jump into what targets are. It's best to think about a target as your plan, aka what you expect… | 0:00 lesson | Lesson 10: Understand & Set Targets Ahead in 100 Curriculum |
| Term Life Insurance | term life insurance piece, but you're also building up a cash value. And the cost of the insurance is going to be higher when you're looking at permanent cash value insurance, because term insurance has maturi… | 6:30 lesson | Life Insurance Bonus Training Frequently Asked Questions |
| True Expenses | …s is the goal of You'll notice I've got a summer beach trip scheduled for August and I need, you one ad that we're trying to save for these true expenses over time. | 6:00 lesson | Savings Method 3 - All In One Pot Frequently Asked Questions |
| Umbrella Policy | (upbeat music) All right, welcome back. In this lesson, we're going to walk through umbrella insurance. Now, a lot of people don't even know what umbrella insurance is and haven't really ever thought about whether or not they need it. So the goal here is really simple. By the end of this video, you sh… | 0:00 lesson | Lesson 4: Umbrella Insurance Audit Insurance Planning |
| Underfunded | …s lesson, we are going to be talking about one of the most important words or things that you need to understand about YNAB and that is the underfunded number. And we're specifically going to look at that underfunded number and then compare it to your typical monthly income. So here's what we're gonna do. First, I wanted to explain what the underfun… | 0:00 lesson | Lesson 11: Underfunded vs. Income Ahead in 100 Curriculum |
| Values-Based Structure | …at you're gonna look at here is an example pulled from Mind and Hannah's actual budget as of the time that I'm currently filming this. Your values based budget will look very, very different than ours, but you can probably take some inspiration | 0:30 lesson | Lesson 8: Values Based Structure Ahead in 100 Curriculum |
| Vision Audit | (upbeat music) All right, so in this lesson, we're gonna conduct a vision audit. Our main goal is gonna be to add some clarity and detail in certain parts of the vision, while also adding in some specific financial metrics in the places where it makes sense. See, one of the keys… | 0:00 lesson | Lesson 2: Vision Audit & Adding Clarity Ahead in 100 Curriculum |
| Winning Mindset | because it's not October 2023 yet. And there is no winning mindset course because it's not November 2023 yet. But I want you to just sort of imagine someone who joins guild let's say in January or in March of next year. There will be a lot of stuff in here for them… | 9:30 lesson | Welcome to Guild - Live Q/A 9/21/2023 Foundations: Start Here |
| Wish Farm | …ever down here in the vision bucket list um That makes a lot more sense And it's fun to see it like why now calls this a wish list versus a wish farm is their language for this Um, the wish list is the one day thing the wish farm They they call it that because it's like you are currently farming this item. | 1:04:30 lesson | 2024/09/19 - Budget Structure Guild Call Replays |
| Community | Source | Courses | Lessons | Transcripts | Note |
|---|---|---|---|---|---|
| Guild | https://www.skool.com/a100-guild | 16 | 574 | 565 | The ongoing membership. Hosts the current Ahead-in-100 curriculum plus the whole replay archive and the topic electives. |
| Ahead in 100 — Spring 2025 | https://www.skool.com/ahead-in-100-spring-2025-2953 | 3 | 125 | 12 | The Spring-2025 cohort classroom. Same curriculum, cohort-specific Q/A calls. Its lesson videos are hosted on Vimeo, not on Skool. |
Joseph's own Fireflies recordings of this material predate this ingest: one 1:1 coaching call with
Nick True (commission income, KW splits, QuickBooks classes, the 70/30 team split) plus 16 A100
curriculum lessons he ran through Fireflies. They are in the KB at
memories/knowledge/notetaker-notes/fireflies-ynab-nick-true-a100-prior-session.md and are
searchable alongside the Skool capture.
data/academy-ingest/skool-* — 2026-08-09T21:45:12+00:00 UTC. Private: paid material Joseph owns. Never public, never indexed.