How four PLEX portfolios compare, the full screened ticker inventory scored on the Academy's own metrics, and every term with the session it was taught in.
2026-08-10T04:15:27.994096+00:00, 0.0 min old). The allocations below were recomputed from that pull (2026-08-10). Balances are never published. Educational only — not financial advice.Every column is recomputed in the same pass through the same engines (plex_review_analyze.bucket_holdings/bucket_split, plex_review_analyze.analyze_yield (m1_yield_tally), plex_review_analyze.analyze_drawdown (m1_drawdow…). Allocations as of 2026-08-10; market metrics as of 2026-08-10 (full). Balances are withheld — percentages and ratios only.
| Metric | AI Recommendation | Funded PLEX account | Macarena's Pie | Julie's Pie |
|---|---|---|---|---|
| Holdings | 7 | 17 | 22 | 37 |
| — Owner’s own pie labels — | ||||
| Bedrock sleeve (as the pie labels it) | 65.0% (target only) | 65.3% (target 65.0%) | no sleeves | 65.0% (target only) |
| Cash-flow sleeve (as the pie labels it) | 35.0% (target only) | 33.7% (target 34.0%) | no sleeves | 35.0% (target only) |
| Hedge sleeve (as the pie labels it) | 0.0% (target only) | 0.9% (target 1.0%) | no sleeves | n/a |
| — Our classifier’s verdict — | ||||
| Bedrock % (our classifier) | 65.0% | 9.8% | 22.0% | 14.3% |
| Cash-flow % (our classifier) | 35.0% | 90.2% | 65.0% | 73.5% |
| Hedge % (our classifier) | 0.0% | 0.0% | 13.0% | 12.3% |
| … of which classified by fallback, not by rule | 22.0% (3 holdings) | 36.1% (8 holdings) | 45.0% (8 holdings) | 49.4% (19 holdings) |
| Weighted yield | 6.63% | 10.04% | 10.27% | 14.76% |
| Max drawdown (3y) | -7.08% | -16.29% | -14.91% | -14.99% |
| Volatility (3y) | 5.29% | 12.28% | 10.73% | 10.95% |
| Total return (3y) | 32.38% | 35.46% | 48.19% | 60.26% |
| Beta vs SPY | 0.327 | 0.628 | 0.627 | 0.629 |
| EARNED income % | 70.0% | 32.1% | 30.0% | 38.7% |
| Likely return-of-capital % | 5.0% | 61.4% | 57.0% | 52.6% |
| Analyzer score (0-10) | 5.89 | 5.74 | 6.93 | 7.73 |
Three different methods label the same holdings, and they disagree. None of them is a typo. Every page here that prints a bucket percentage says which of these three it is using, and this table is generated from the one shared source those pages read (tools/lib_plex_schemes.py).
| Labeling scheme | Bedrock | Cash Flow | Hedge | Other | Whose opinion it is | As of |
|---|---|---|---|---|---|---|
| M1's own pie sleeves | 65.3% | 33.7% | 0.9% | — | The account owner (Joseph), as built in M1 | 2026-08-10 |
| Our per-holding classifier | 9.8% | 90.2% | 0.0% | — | This site — config/plex-ticker-config.json, then fund-name keywords | 2026-08-10 |
| Fynanc Analyzer engine | 11.8% | 84.2% | 0.8% | 3.2% | Fynanc (third party) — toolbox.fynanc.com Portfolio Analyzer | 2026-08-04 |
M1's own pie sleeves: What Joseph actually told M1 to build. Percentages are the live slice targets and the live dollar split — never the hand-typed slice names, which go stale the moment a target changes. Source: data/m1-holdings-live.json, as of 2026-08-10.
Our per-holding classifier: Re-decides every holding on its own merits and ignores which sleeve it sits in. The Academy config tiers business development companies (BDCs) as cash flow, which is why it disagrees with the pie. Source: data/plex-review/compare-all.json, as of 2026-08-10.
Fynanc Analyzer engine: A third party’s engine reading the same 17 holdings at the same weights. It has a fourth bucket, Other, and its optimizer prints a Cash-Flow target of 20% rather than the Academy’s 34% — so its “target” column is its own, not the Academy’s. Source: data/plex-flow/portfolio-analyzer-snapshot.json, as of 2026-08-04.
The one thing that is NOT a disagreement: a low number in the classifier rows is not evidence the account drifted off target. Measured against the sleeves the owner actually built, the account is within a fraction of a point of its stated Bedrock target. Which labeling scheme should govern is a methodology decision and it is the owner’s to make — this site presents all three rather than picking one silently.
Weights are the live M1 pie weights. Balances are withheld — percentages, yields and verdicts only. As of: allocations 2026-08-10 · market metrics 2026-08-10 (full) · Fynanc engine 2026-08-04.
| Ticker | Name | Weight | Yield | M1 pie sleeve | Our classifier | Fynanc engine | Why our classifier said that |
|---|---|---|---|---|---|---|---|
| BXSL | Blackstone Secured Lending Fund of Beneficial Interest | 13.00% | 12.55% | Bedrock | Cash Flow (fallback, not a rule) | Cash Flow | no config tier and no name/type keyword matched — fell through to the cash-flow default |
| BIZD | VanEck Vectors BDC Income ETF | 13.00% | 12.29% | Bedrock | Cash Flow | Cash Flow | config/plex-ticker-config.json tier=cash_flow |
| PBDC | Putnam BDC Income ETF | 9.75% | 11.60% | Bedrock | Cash Flow | Cash Flow | config/plex-ticker-config.json tier=cash_flow |
| ARCC | Ares Capital Corporation | 9.75% | 9.60% | Bedrock | Cash Flow | Cash Flow | config/plex-ticker-config.json tier=cash_flow |
| GBDC | Golub Capital BDC Inc. | 9.75% | 10.02% | Bedrock | Cash Flow | Cash Flow | name/type contains 'bdc' |
| SPYI | NEOS S&P 500 High Income ETF | 8.50% | 2.42% | Cash Flow | Cash Flow (fallback, not a rule) | Bedrock | no config tier and no name/type keyword matched — fell through to the cash-flow default |
| QQQI | NEOS Nasdaq 100 High Income ETF | 8.50% | source data suspect — 129.00% reported | Cash Flow | Cash Flow (fallback, not a rule) | Cash Flow | no config tier and no name/type keyword matched — fell through to the cash-flow default |
| JEPQ | JPMorgan Nasdaq Equity Premium Income ETF | 8.50% | 10.76% | Cash Flow | Cash Flow | Cash Flow | name/type contains 'equity premium' |
| PDI | PIMCO Dynamic Income Fund | 5.10% | 16.46% | Cash Flow | Cash Flow (fallback, not a rule) | Cash Flow | no config tier and no name/type keyword matched — fell through to the cash-flow default |
| JEPI | JPMorgan Equity Premium Income ETF | 3.40% | 7.97% | Cash Flow | Cash Flow | Cash Flow | config/plex-ticker-config.json tier=cash_flow |
| SRLN | SPDR Blackstone / GSO Senior Loan ETF | 3.25% | 7.38% | Bedrock | Bedrock | Bedrock | name/type contains 'senior loan' |
| JAAA | Janus Henderson AAA CLO ETF | 3.25% | 5.35% | Bedrock | Bedrock | Other | config/plex-ticker-config.json tier=bedrock |
| BKLN | Invesco Senior Loan ETF | 3.25% | 6.51% | Bedrock | Bedrock | Cash Flow | config/plex-ticker-config.json tier=bedrock |
| SH | ProShares Short S&P500 | 0.25% | 4.19% | Hedge | Cash Flow (fallback, not a rule) | Hedge | no config tier and no name/type keyword matched — fell through to the cash-flow default |
| PSQ | ProShares Short QQQ | 0.25% | 4.26% | Hedge | Cash Flow (fallback, not a rule) | Hedge | no config tier and no name/type keyword matched — fell through to the cash-flow default |
| TAIL | Cambria Tail Risk ETF | 0.25% | 2.99% | Hedge | Cash Flow (fallback, not a rule) | Hedge | no config tier and no name/type keyword matched — fell through to the cash-flow default |
| BITO | ProShares Bitcoin ETF | 0.25% | source data suspect — 61.68% reported | Hedge | Cash Flow (fallback, not a rule) | Cash Flow | no config tier and no name/type keyword matched — fell through to the cash-flow default |
Shaded rows are where the three schemes do not agree. “Fallback, not a rule” means our classifier found no config tier and no matching fund-name keyword, so the holding landed in the cash-flow default — an absence of evidence, not a determination.
Source data suspect: QQQI, BITO came back from the market-data source above the 50% believability cap. Those figures are excluded from every weighted-yield number on this site and are shown here only so the bad reading is visible rather than silently dropped. Do not treat them as the real distribution rate.
config/plex-ticker-config.json (the Academy’s own tiering, e.g. BDCs → cash flow) and, for anything not in that file, from keywords in the fund’s name. The inventory table below buckets a holding from its measured volatility, S&P correlation and broker maintenance requirement. The two can and do disagree about the same fund.The exact test applied to every row in the inventory table below. HEDGE if correlation to the S&P is below 0. Otherwise the stability screens are volatility ≤ 10, correlation ≤ 0.4 and broker maintenance requirement ≤ 35%; the yield gate is ≥ 7%. All three stability screens plus the yield gate = BOTH; stability only = BEDROCK; yield only = CASH FLOW; neither = n/a (never guessed).
| Threshold | Value | Where it comes from |
|---|---|---|
hedge_max_corr | 0 | /plex-bucket-metrics/ — Hedge wants correlation to the S&P 500 NEGATIVE ('moves opposite'). Decision rule #1: 'Is it built to move opposite the market …? -> Hedge'. |
bedrock_max_vol | 10 | tools/plex_etf_universe_screen.py::gate3 (bedrock vol <= 10) — 'std-dev preferably <10 (single digits)', PLEX Community Call 'Fynanc Toolbox' 2025-06-25. |
bedrock_max_corr | 0.4 | tools/plex_etf_universe_screen.py::gate3 (bedrock corr <= 0.4) — derived from the candidate-sheet 'Correlation to S&P 500' column; Bedrock wants LOW. |
bedrock_max_maintenance_pct | 35 | data/plex-flow/academy-ticker-framework.json — Maintenance Requirement Efficiency Scale: 25-35% Efficient / 35-60% Moderate / 60-100% Inefficient. Efficient = borrowable = Bedrock. |
cash_flow_min_yield_pct | 7 | tools/plex_etf_universe_screen.py::gate2 (cash-flow yield < 7% -> 'too low'). The existing ETF-universe screen's own academy-derived cash-flow yield gate — not invented here. |
Every fund in the universe was cycled through the funnel one ticker at a time. 1,953 reviewed → 1,953 (gate0_aum_ge_100m__n_reviewed) → 334 (gate1_debt_income__n1) → 294 (gate2_yield_expense__n2) → 223 (gate3_vol_corr__n3) → 197 (gate4_m1_marginable__final). The maintenance requirement is the broker’s own published figure per fund.
n/a — the gate drop summary could not be assembled for this build, so no gate dates are shown rather than undated ones.
The 197 funds that survived all four gates, split by the tier the screen assigned. Screen as of 2026-08-04; each figure below is the median across that tier, computed from the same artifact that fills the inventory table underneath. Balances are withheld — this is the candidate universe, not anyone’s account.
| Screen tier | Funds | Median yield | Median volatility | Median S&P correlation | Median max drawdown | Median maint. margin |
|---|---|---|---|---|---|---|
| Bedrock | 81 | 4.46% | 3.7% | 0.21 | -3.1% | 25% |
| Cash Flow | 116 | 10.93% | 14.8% | 0.60 | -18.1% | 25% |
This is the screen’s tier, which is a third labelling of the same kind as the ones reconciled above — it is the gate the universe sweep applied, not the Academy ticker config and not the per-row rule used in the inventory table below. Where a fund carries no tier it is shown as untiered rather than folded into a bucket.
| Ticker | Name | Bucket | Yield | Maint. margin | Max drawdown | Yield − max DD | Supporting evidence — where the deciding rule was taught | More |
|---|---|---|---|---|---|---|---|---|
| MSTY | YieldMax MSTR Option Income Strategy ETF | CASH FLOW | 249.93% | 75% | -77.4% | 172.53% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 249.93% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| SMCY | YieldMax SMCI Option Income Strategy ETF | CASH FLOW | 175.37% | 60% | -64.7% | 110.67% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 175.37% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| CONY | YieldMax COIN Option Income Strategy ETF | CASH FLOW | 168.48% | 75% | -63.6% | 104.88% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 168.48% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ULTY | YieldMax Ultra Option Income Strategy ETF | CASH FLOW | 110.12% | 50% | -26.8% | 83.32% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 110.12% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| TSLY | YieldMax TSLA Option Income Strategy ETF | CASH FLOW | 109.96% | 40% | -49.5% | 60.46% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 109.96% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| PLTY | YieldMax PLTR Option Income Strategy ETF | CASH FLOW | 101.44% | 60% | -41.4% | 60.04% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 101.44% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| YMAX | YieldMax Universe Fund of Option Income ETFs | CASH FLOW | 69.86% | 50% | -26.1% | 43.76% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 69.86% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| NVII | REX NVDA Growth & Income ETF | CASH FLOW | 56.46% | 75% | -18.6% | 37.86% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 56.46% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| FBY | YieldMax META Option Income Strategy ETF | CASH FLOW | 60.57% | 60% | -31.5% | 29.07% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 60.57% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| GOOY | YieldMax GOOGL Option Income Strategy ETF | CASH FLOW | 52.81% | 60% | -24.4% | 28.41% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 52.81% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| NVDY | YieldMax NVDA Option Income Strategy ETF | CASH FLOW | 61.52% | 50% | -34.1% | 27.42% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 61.52% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| YMAG | YieldMax Magnificent 7 Fund of Option Income ETFs | CASH FLOW | 50.60% | 25% | -26.0% | 24.60% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 50.60% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| MAGY | Roundhill Magnificent Seven Covered Call ETF | CASH FLOW | 38.14% | 50% | -14.3% | 23.84% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 38.14% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| AMZY | YieldMax AMZN Option Income Strategy ETF | CASH FLOW | 46.06% | 60% | -23.7% | 22.36% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 46.06% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| QDTE | Roundhill Innovation-100 0DTE Covered Call Strategy ETF | CASH FLOW | 45.06% | 30% | -22.9% | 22.16% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 45.06% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| TOPW | Roundhill Top WeeklyPay | CASH FLOW | 49.94% | 60% | -29.9% | 20.04% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 49.94% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| RDTE | Roundhill Russell 2000 0DTE Covered Call Strategy ETF | CASH FLOW | 43.52% | 45% | -24.3% | 19.22% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 43.52% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| AMDY | Yieldmax AMD Option Income Strategy ETF | CASH FLOW | 71.75% | 60% | -53.9% | 17.85% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 71.75% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| QQQY | Defiance Nasdaq 100 Weekly Distribution ETF | CASH FLOW | 35.26% | 25% | -19.0% | 16.26% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 35.26% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| XDTE | Roundhill S&P 500 0DTE Covered Call Strategy ETF | CASH FLOW | 31.54% | 30% | -19.1% | 12.44% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 31.54% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| GPTY | YieldMax AI & Tech Portfolio Option Income ETF | CASH FLOW | 37.05% | 60% | -26.6% | 10.45% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 37.05% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| AIPI | REX AI Equity Premium Income ETF | CASH FLOW | 35.56% | 45% | -25.3% | 10.26% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 35.56% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| CHPY | YieldMax Semiconductor Portfolio Option Income ETF | CASH FLOW | 36.82% | 75% | -27.6% | 9.22% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 36.82% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| KLIP | KraneShares KWEB Covered Call Strategy ETF | CASH FLOW | 28.73% | 60% | -21.5% | 7.23% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 28.73% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| LQDW | iShares Investment Grade Corporate Bond BuyWrite Strategy ETF | BOTH | 12.30% | 25% | -5.7% | 6.60% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 stability screens all pass (vol 4.6, corr 0.38, maint 25%) AND yield 12.30% clears the cash-flow gate | SA · Yahoo |
| MSFO | YieldMax MSFT Option Income Strategy ETF | CASH FLOW | 34.78% | 75% | -29.6% | 5.18% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 34.78% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| APLY | YieldMax AAPL Option Income Strategy ETF | CASH FLOW | 36.02% | 45% | -31.1% | 4.91% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 36.02% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| MLPI | NEOS MLP & Energy Infrastructure High Income ETF | HEDGE | 10.07% | 50% | -5.4% | 4.67% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.19 < 0 — moves opposite the market | SA · Yahoo |
| VNLA | Janus Henderson Short Duration Income ETF | BEDROCK | 4.74% | 25% | -0.5% | 4.24% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 0.9 ≤ 10, corr 0.15 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| PULS | PGIM Ultra Short Bond ETF | BEDROCK | 4.47% | 25% | -0.3% | 4.17% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 0.5 ≤ 10, corr 0.11 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| ICSH | BlackRock Ultra Short-Term Bond ETF | BEDROCK | 4.20% | 25% | -0.1% | 4.10% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 0.4 ≤ 10, corr 0.11 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| GSY | Invesco Ultra Short Duration ETF | BEDROCK | 4.25% | 25% | -0.2% | 4.05% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 0.5 ≤ 10, corr 0.15 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| TBUX | T. Rowe Price Ultra Short-Term Bond ETF | BEDROCK | 4.42% | 25% | -0.4% | 4.02% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 1.1 ≤ 10, corr 0.04 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| JPIE | JPMorgan Income ETF | BEDROCK | 5.63% | 25% | -1.7% | 3.93% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.5 ≤ 10, corr 0.36 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| RAVI | FlexShares Ready Access Variable Income Fund | BEDROCK | 4.30% | 25% | -0.4% | 3.90% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 0.5 ≤ 10, corr 0.17 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| JPST | JPMorgan Ultra-Short Income ETF | BEDROCK | 4.19% | 25% | -0.3% | 3.89% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 0.6 ≤ 10, corr 0.09 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| PAAA | PGIM AAA CLO ETF | BEDROCK | 4.80% | 25% | -1.0% | 3.80% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 1.0 ≤ 10, corr 0.34 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| TFLO | iShares Treasury Floating Rate Bond ETF | HEDGE | 3.79% | 25% | -0.0% | 3.79% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.07 < 0 — moves opposite the market | SA · Yahoo |
| SGOV | iShares 0-3 Month Treasury Bond ETF | HEDGE | 3.75% | 25% | -0.0% | 3.75% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.02 < 0 — moves opposite the market | SA · Yahoo |
| SHV | iShares Short Treasury Bond ETF | HEDGE | 3.74% | 25% | -0.0% | 3.74% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.01 < 0 — moves opposite the market | SA · Yahoo |
| DBL | DoubleLine Opportunistic Credit Fund of Beneficial Interest | BOTH | 9.40% | 25% | -5.7% | 3.70% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 stability screens all pass (vol 8.5, corr 0.31, maint 25%) AND yield 9.40% clears the cash-flow gate | SA · Yahoo |
| ULST | SPDR SSgA Ultra Short Term Bond ETF | HEDGE | 4.19% | 25% | -0.5% | 3.69% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.01 < 0 — moves opposite the market | SA · Yahoo |
| TBIL | F/m US Treasury 3 Month Bill Fund | BEDROCK | 3.69% | 25% | -0.0% | 3.69% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 0.3 ≤ 10, corr 0.01 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| RBIL | F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF | HEDGE | 4.16% | 50% | -0.6% | 3.56% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.28 < 0 — moves opposite the market | SA · Yahoo |
| VGUS | Vanguard Ultra-Short Treasury ETF | HEDGE | 3.60% | 25% | -0.1% | 3.50% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.17 < 0 — moves opposite the market | SA · Yahoo |
| VBIL | Vanguard 0-3 Month Treasury Bill ETF | HEDGE | 3.58% | 25% | -0.1% | 3.48% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.03 < 0 — moves opposite the market | SA · Yahoo |
| SPSB | SPDR Portfolio Short Term Corporate Bond ETF | BEDROCK | 4.37% | 25% | -0.9% | 3.47% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 1.6 ≤ 10, corr 0.21 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| JAAA | Janus Henderson AAA CLO ETF | BEDROCK | 4.93% | 25% | -1.5% | 3.43% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 1.3 ≤ 10, corr 0.36 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| USFR | WisdomTree Floating Rate Treasury Fund | HEDGE | 3.79% | 25% | -0.4% | 3.39% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.02 < 0 — moves opposite the market | SA · Yahoo |
| TBLL | Invesco Short Term Treasury ETF | HEDGE | 3.69% | 25% | -0.4% | 3.29% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.04 < 0 — moves opposite the market | SA · Yahoo |
| SLQD | iShares 0-5 Year Investment Grade Corporate Bond ETF | BEDROCK | 4.38% | 25% | -1.1% | 3.27% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.0 ≤ 10, corr 0.30 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| OMAH | VistaShares Target 15 Berkshire Select Income ETF | CASH FLOW | 14.94% | 25% | -11.8% | 3.14% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 14.94% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| IGSB | iShares 1-5 Year Investment Grade Corporate Bond ETF | BEDROCK | 4.62% | 25% | -1.5% | 3.12% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.4 ≤ 10, corr 0.29 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| DFSD | Dimensional Short-Duration Fixed Income ETF | BEDROCK | 4.59% | 25% | -1.5% | 3.09% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.1 ≤ 10, corr 0.25 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| BSCQ | Invesco BulletShares 2026 Corporate Bond ETF | BEDROCK | 4.08% | 25% | -1.0% | 3.08% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 1.6 ≤ 10, corr 0.18 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| VCSH | Vanguard Short-Term Corporate Bond ETF | BEDROCK | 4.46% | 25% | -1.4% | 3.06% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.4 ≤ 10, corr 0.29 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| SUSB | iShares ESG Aware 1-5 Year USD Corporate Bond ETF | BEDROCK | 4.54% | 25% | -1.5% | 3.04% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.5 ≤ 10, corr 0.23 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| SCHJ | Schwab 1-5 Year Corporate Bond ETF | BEDROCK | 4.53% | 25% | -1.5% | 3.03% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.4 ≤ 10, corr 0.25 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| SCHO | Schwab Short-Term U.S. Treasury ETF | HEDGE | 3.88% | 25% | -1.0% | 2.88% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.04 < 0 — moves opposite the market | SA · Yahoo |
| SPTS | SPDR Portfolio Short Term Treasury ETF | HEDGE | 3.87% | 25% | -1.0% | 2.87% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.09 < 0 — moves opposite the market | SA · Yahoo |
| JSCP | JPMorgan Short Duration Core Plus ETF | BEDROCK | 4.45% | 25% | -1.6% | 2.85% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.5 ≤ 10, corr 0.16 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| VGSH | Vanguard Short-Term Treasury Index ETF | HEDGE | 3.82% | 25% | -1.0% | 2.82% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.04 < 0 — moves opposite the market | SA · Yahoo |
| VSDB | Vanguard Short Duration Bond ETF | n/a | 4.21% | 90% | -1.4% | 2.81% | n/a neither the stability screens nor the yield gate are satisfied on the data held | SA · Yahoo |
| HYI | Western Asset High Yield Opportunity Fund Inc. | CASH FLOW | 10.97% | 25% | -8.2% | 2.77% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.97% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| SHY | iShares 1-3 Year Treasury Bond ETF | BEDROCK | 3.63% | 25% | -1.0% | 2.63% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 1.6 ≤ 10, corr 0.06 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| NFLT | Virtus Newfleet Multi-Sector Bond ETF | BEDROCK | 5.47% | 25% | -3.1% | 2.37% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 4.6 ≤ 10, corr 0.33 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| AGZD | WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund | BEDROCK | 3.97% | 25% | -1.7% | 2.27% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 3.7 ≤ 10, corr 0.05 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| IAGG | iShares Core International Aggregate Bond ETF | BEDROCK | 4.51% | 25% | -2.3% | 2.21% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 3.4 ≤ 10, corr 0.21 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| FEPI | REX FANG & Innovation Equity Premium Income ETF | CASH FLOW | 25.79% | 30% | -23.6% | 2.19% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 25.79% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| SMBS | Schwab Mortgage-Backed Securities ETF | n/a | 5.23% | 75% | -3.2% | 2.03% | n/a neither the stability screens nor the yield gate are satisfied on the data held | SA · Yahoo |
| BSCR | Invesco BulletShares 2027 Corporate Bond ETF | BEDROCK | 4.26% | 25% | -2.3% | 1.96% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.4 ≤ 10, corr 0.21 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| CLOI | VanEck CLO ETF | BEDROCK | 5.22% | 25% | -3.3% | 1.92% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.6 ≤ 10, corr 0.35 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| SKOR | FlexShares Credit-Scored US Corporate Bond Index Fund | BEDROCK | 4.71% | 25% | -3.0% | 1.71% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 3.6 ≤ 10, corr 0.32 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| SPIB | SPDR Portfolio Intermediate Term Corporate Bond ETF | BEDROCK | 4.51% | 25% | -2.9% | 1.61% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 3.7 ≤ 10, corr 0.32 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| BSCS | Invesco BulletShares 2028 Corporate Bond ETF | BEDROCK | 4.44% | 25% | -2.9% | 1.54% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 3.1 ≤ 10, corr 0.24 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| ICLO | Invesco AAA CLO Floating Rate Note ETF | BEDROCK | 4.96% | 25% | -3.5% | 1.46% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 2.6 ≤ 10, corr 0.31 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| PFIG | Invesco Fundamental Investment Grade Corporate Bond ETF | BEDROCK | 4.46% | 25% | -3.1% | 1.36% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 4.2 ≤ 10, corr 0.26 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| FTF | Franklin Limited Duration Income Trust of Beneficial Interest | CASH FLOW | 12.92% | 25% | -11.6% | 1.32% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 12.92% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| AGGH | Simplify Aggregate Bond ETF | BOTH | 7.56% | 25% | -6.7% | 0.86% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 stability screens all pass (vol 8.4, corr 0.13, maint 25%) AND yield 7.56% clears the cash-flow gate | SA · Yahoo |
| BSCT | Invesco BulletShares 2029 Corporate Bond ETF | BEDROCK | 4.56% | 25% | -3.7% | 0.86% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 3.9 ≤ 10, corr 0.28 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| WIW | Western Asset Inflation-Linked Opportunities & Income Fund | BOTH | 9.06% | 25% | -8.2% | 0.86% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 stability screens all pass (vol 8.0, corr 0.35, maint 25%) AND yield 9.06% clears the cash-flow gate | SA · Yahoo |
| BTZ | BlackRock Credit Allocation Income Trust | CASH FLOW | 10.10% | 25% | -9.3% | 0.80% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.10% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| IBD | Inspire Corporate Bond Impact ETF | BEDROCK | 4.26% | 25% | -3.6% | 0.66% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.5 ≤ 10, corr 0.14 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| CGCP | Capital Group Core Plus Income ETF | BEDROCK | 5.15% | 25% | -4.5% | 0.65% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.1 ≤ 10, corr 0.30 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| HIX | Western Asset High Income Fund II Inc. | CASH FLOW | 15.15% | 50% | -14.9% | 0.25% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 15.15% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| EVG | Eaton Vance Short Diversified Income Fund Duration Diversified Income Fund of Beneficial Interest | CASH FLOW | 8.43% | 25% | -8.2% | 0.23% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.43% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| CORP | PIMCO Investment Grade Corporate Bond Index ETF | BEDROCK | 4.98% | 25% | -5.0% | -0.02% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.6 ≤ 10, corr 0.33 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| SPBO | SPDR Portfolio Corporate Bond ETF | BEDROCK | 5.18% | 25% | -5.2% | -0.02% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.9 ≤ 10, corr 0.36 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| BSCU | Invesco BulletShares 2030 Corporate Bond ETF | BEDROCK | 4.62% | 25% | -4.7% | -0.08% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 4.7 ≤ 10, corr 0.29 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| DFCF | Dimensional Core Fixed Income ETF | BEDROCK | 4.39% | 25% | -4.5% | -0.11% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.1 ≤ 10, corr 0.26 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| USIG | iShares Broad USD Investment Grade Corporate Bond ETF | BEDROCK | 4.84% | 25% | -5.0% | -0.16% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.5 ≤ 10, corr 0.35 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| VTC | Vanguard Total Corporate Bond ETF | BEDROCK | 5.01% | 25% | -5.2% | -0.19% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.8 ≤ 10, corr 0.35 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| EVV | Eaton Vance Limited Duration Income Fund of Beneficial Interest | CASH FLOW | 9.31% | 25% | -9.5% | -0.19% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.31% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| SCHI | Schwab 5-10 Year Corporate Bond ETF | BEDROCK | 5.11% | 25% | -5.3% | -0.19% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.5 ≤ 10, corr 0.32 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| WIA | Western Asset Inflation-Linked Income Fund | BOTH | 7.88% | 25% | -8.1% | -0.22% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 stability screens all pass (vol 7.3, corr 0.24, maint 25%) AND yield 7.88% clears the cash-flow gate | SA · Yahoo |
| AGGY | WisdomTree Yield Enhanced U.S. Aggregate Bond Fund | BEDROCK | 4.58% | 25% | -4.8% | -0.22% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.4 ≤ 10, corr 0.29 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| VCEB | Vanguard ESG U.S. Corporate Bond ETF | BEDROCK | 4.76% | 25% | -5.0% | -0.24% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.6 ≤ 10, corr 0.36 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| IGIB | iShares 5-10 Year Investment Grade Corporate Bond ETF | BEDROCK | 4.91% | 25% | -5.2% | -0.29% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.4 ≤ 10, corr 0.33 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| BLW | Blackrock Limited Duration Income Trust | CASH FLOW | 10.83% | 25% | -11.2% | -0.37% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.83% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ERC | Allspring Multi-Sector Income Fund | CASH FLOW | 9.59% | 25% | -10.0% | -0.41% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.59% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| VCIT | Vanguard Intermediate-Term Corporate Bond ETF | BEDROCK | 4.87% | 25% | -5.3% | -0.43% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.4 ≤ 10, corr 0.33 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| AVIG | Avantis Core Fixed Income ETF | BEDROCK | 4.39% | 25% | -5.0% | -0.61% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.3 ≤ 10, corr 0.24 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| BBAG | JPMorgan BetaBuilders U.S. Aggregate Bond ETF | BEDROCK | 4.44% | 25% | -5.1% | -0.66% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.3 ≤ 10, corr 0.20 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| SUSC | iShares ESG Aware USD Corporate Bond ETF | n/a | 4.58% | 45% | -5.3% | -0.72% | n/a neither the stability screens nor the yield gate are satisfied on the data held | SA · Yahoo |
| PAXS | PIMCO Access Income Fund of Beneficial Interest | CASH FLOW | 12.66% | 25% | -13.4% | -0.74% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 12.66% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| SPAB | SPDR Portfolio Aggregate Bond ETF | BEDROCK | 4.12% | 25% | -4.9% | -0.78% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.1 ≤ 10, corr 0.20 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| QLTA | iShares Aaa-A Rated Corporate Bond ETF | BEDROCK | 4.60% | 25% | -5.4% | -0.80% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.8 ≤ 10, corr 0.34 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| BSCV | Invesco BulletShares 2031 Corporate Bond ETF | BEDROCK | 4.71% | 25% | -5.6% | -0.89% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.2 ≤ 10, corr 0.29 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| SCHZ | Schwab U.S. Aggregate Bond ETF | BEDROCK | 4.19% | 25% | -5.1% | -0.91% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.2 ≤ 10, corr 0.19 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| FCOR | Fidelity Corporate Bond ETF | BEDROCK | 4.67% | 25% | -5.6% | -0.93% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.8 ≤ 10, corr 0.32 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| DMBS | DoubleLine Mortgage ETF | BEDROCK | 5.26% | 25% | -6.2% | -0.94% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 6.1 ≤ 10, corr 0.19 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| EAGG | iShares ESG Aware U.S. Aggregate Bond ETF | BEDROCK | 4.06% | 25% | -5.0% | -0.94% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.2 ≤ 10, corr 0.20 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| AGG | iShares Core U.S. Aggregate Bond ETF | BEDROCK | 4.05% | 25% | -5.0% | -0.95% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.3 ≤ 10, corr 0.21 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| PDI | PIMCO Dynamic Income Fund | CASH FLOW | 16.54% | 25% | -17.5% | -0.96% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 16.54% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| IYRI | NEOS Real Estate High Income ETF | CASH FLOW | 10.97% | 50% | -12.1% | -1.13% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.97% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| HIO | Western Asset High Income Opportunity Fund Inc. | CASH FLOW | 12.07% | 50% | -13.3% | -1.23% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 12.07% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| FIXD | First Trust TCW Opportunistic Fixed Income ETF | BEDROCK | 4.79% | 25% | -6.1% | -1.31% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.8 ≤ 10, corr 0.19 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| EHI | Western Asset Global High Income Fund Inc | CASH FLOW | 14.61% | 25% | -16.0% | -1.39% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 14.61% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| JMBS | Janus Henderson Mortgage-Backed Securities ETF | BEDROCK | 5.27% | 25% | -6.7% | -1.43% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 6.1 ≤ 10, corr 0.19 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| BWG | BrandywineGLOBAL Global Income Opportunities Fund Inc. | CASH FLOW | 12.42% | 25% | -14.0% | -1.58% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 12.42% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| TLTW | iShares 20+ Year Treasury Bond BuyWrite Strategy ETF | CASH FLOW | 11.30% | 25% | -12.9% | -1.60% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.30% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| NIHI | NEOS MSCI EAFE High Income ETF | CASH FLOW | 9.27% | 45% | -10.9% | -1.63% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.27% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| DJIA | Global X Dow 30 Covered Call ETF | CASH FLOW | 10.32% | 25% | -12.1% | -1.78% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.32% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| DSL | DoubleLine Income Solutions Fund of Beneficial Interests | CASH FLOW | 12.37% | 25% | -14.4% | -2.03% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 12.37% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| LQD | iShares iBoxx USD Investment Grade Corporate Bond ETF | BEDROCK | 4.65% | 25% | -6.7% | -2.05% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 7.2 ≤ 10, corr 0.36 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| MBB | iShares MBS ETF | BEDROCK | 4.34% | 25% | -6.4% | -2.06% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 6.1 ≤ 10, corr 0.20 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| VMBS | Vanguard Mortgage-Backed Securities ETF | BEDROCK | 4.24% | 25% | -6.4% | -2.17% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 6.1 ≤ 10, corr 0.19 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| PFRL | PGIM Floating Rate Income ETF | BEDROCK | 6.48% | 25% | -8.8% | -2.32% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 5.2 ≤ 10, corr 0.33 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| SPMB | SPDR Portfolio Mortgage Backed Bond ETF | BEDROCK | 4.17% | 25% | -6.5% | -2.33% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 6.1 ≤ 10, corr 0.18 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| EMD | Western Asset Emerging Markets Debt Fund Inc | CASH FLOW | 10.89% | 25% | -13.3% | -2.41% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.89% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| EAD | Allspring Income Opportunities Fund | CASH FLOW | 10.19% | 25% | -12.7% | -2.51% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.19% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| HYT | Blackrock Corporate High Yield Fund Inc. | CASH FLOW | 11.20% | 25% | -14.0% | -2.80% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.20% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| PFFR | InfraCap REIT Preferred ETF | BOTH | 8.27% | 25% | -11.2% | -2.93% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 stability screens all pass (vol 9.1, corr 0.37, maint 25%) AND yield 8.27% clears the cash-flow gate | SA · Yahoo |
| NMAI | Nuveen Multi-Asset Income Fund of Beneficial Interest | CASH FLOW | 9.95% | 25% | -13.0% | -3.05% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.95% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| WTPI | WisdomTree Equity Premium Income Fund | CASH FLOW | 12.13% | 25% | -15.3% | -3.17% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 12.13% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| AWF | Alliancebernstein Global High Income Fund | CASH FLOW | 7.79% | 25% | -11.1% | -3.31% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 7.79% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| PTY | Pimco Corporate & Income Opportunity Fund | CASH FLOW | 12.17% | 25% | -15.5% | -3.33% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 12.17% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| WEA | Western Asset Bond Fund Share of Beneficial Interest | CASH FLOW | 8.05% | 25% | -11.6% | -3.55% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.05% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| QYLG | Global X Nasdaq 100 Covered Call & Growth ETF | CASH FLOW | 17.20% | 45% | -20.8% | -3.60% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 17.20% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ISD | PGIM High Yield Bond Fund Inc. | CASH FLOW | 10.13% | 25% | -13.9% | -3.77% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.13% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| JGH | Nuveen Global High Income Fund of Beneficial Interest | CASH FLOW | 9.92% | 25% | -13.7% | -3.78% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.92% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| PHK | Pimco High Income Fund | CASH FLOW | 12.39% | 50% | -16.4% | -4.01% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 12.39% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| PBP | Invesco S&P 500 BuyWrite ETF | CASH FLOW | 11.33% | 25% | -15.4% | -4.07% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.33% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| MSD | Morgan Stanley Emerging Markets Debt Fund Inc. | CASH FLOW | 8.43% | 25% | -12.8% | -4.37% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.43% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| HEQ | John Hancock Diversified Income Fund of Beneficial Interest | CASH FLOW | 8.78% | 25% | -13.4% | -4.62% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.78% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| TEI | Templeton Emerging Markets Income Fund Inc. | CASH FLOW | 9.76% | 25% | -14.5% | -4.74% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.76% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| SPYI | NEOS S&P 500 High Income ETF | CASH FLOW | 11.74% | 25% | -16.5% | -4.76% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.74% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| BGX | Blackstone Long Short Credit Income Fund | CASH FLOW | 9.10% | 25% | -14.1% | -5.00% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.10% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| XYLD | Global X S&P 500 Covered Call ETF | CASH FLOW | 10.46% | 25% | -15.5% | -5.04% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.46% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| XQQI | NEOS Boosted Nasdaq-100 High Income ETF | CASH FLOW | 10.25% | 50% | -15.5% | -5.25% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.25% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| IHD | Voya Emerging Markets High Income Dividend Equity Fund | CASH FLOW | 9.02% | 45% | -14.3% | -5.28% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.02% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| JEPI | JPMorgan Equity Premium Income ETF | CASH FLOW | 8.00% | 25% | -13.3% | -5.30% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.00% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| GHY | PGIM Global High Yield Fund Inc. | CASH FLOW | 10.81% | 25% | -16.4% | -5.59% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.81% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| KNG | Cboe Vest S&P 500 Dividend Aristocrats Target Income ETF | CASH FLOW | 8.28% | 25% | -14.2% | -5.92% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.28% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| TUA | Simplify Short Term Treasury Futures Strategy ETF | HEDGE | 3.09% | 25% | -9.1% | -6.01% | S&P correlation — Guardrails 2026-01-21 @ 1:02:39 correlation -0.05 < 0 — moves opposite the market | SA · Yahoo |
| QQQI | NEOS Nasdaq 100 High Income ETF | CASH FLOW | 13.96% | 25% | -20.0% | -6.04% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 13.96% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ETJ | Eaton Vance Risk-Managed Diversified Equity Income Fund of Beneficial Interest | CASH FLOW | 9.27% | 25% | -15.4% | -6.13% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.27% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| PICB | Invesco International Corporate Bond ETF | BEDROCK | 3.42% | 25% | -9.7% | -6.28% | Standard deviation — Fynanc Toolbox 2025-06-25 @ 10:39 S&P correlation — Guardrails 2026-01-21 @ 1:02:39 Maintenance requirement — The Margin Advantage (Part 1) 2025-10-15 @ 5:44 vol 8.4 ≤ 10, corr 0.26 ≤ 0.4, maintenance 25% ≤ 35% | SA · Yahoo |
| BGH | Barings Global Short Duration High Yield Fund of Beneficial Interests | CASH FLOW | 10.46% | 25% | -16.9% | -6.44% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.46% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| EDD | Morgan Stanley Emerging Markets Domestic Debt Fund Inc. | CASH FLOW | 10.82% | 25% | -17.7% | -6.88% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.82% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| EXG | Eaton Vance Tax-Managed Global Diversified Equity Income Fund of Beneficial Interest | CASH FLOW | 8.06% | 25% | -15.1% | -7.04% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.06% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| FTHI | First Trust BuyWrite Income ETF | CASH FLOW | 8.80% | 25% | -15.9% | -7.10% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.80% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| QDVO | Amplify CWP Growth & Income ETF | CASH FLOW | 10.69% | 25% | -17.8% | -7.11% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.69% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| QYLD | Global X NASDAQ 100 Covered Call ETF | CASH FLOW | 11.71% | 25% | -19.1% | -7.39% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.71% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| RYLD | Global X Russell 2000 Covered Call ETF | CASH FLOW | 11.47% | 25% | -19.0% | -7.53% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.47% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| HPF | John Hancock Pfd Income Fund II Pfd Income Fund II | CASH FLOW | 9.36% | 25% | -16.9% | -7.54% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.36% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ETW | Eaton Vance Corporation Tax-Managed Global Buy-Write Opportunites Fund of Beneficial Interest | CASH FLOW | 8.38% | 25% | -16.3% | -7.92% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.38% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| NCV | Virtus Convertible & Income Fund of Beneficial Interest | CASH FLOW | 9.74% | 25% | -17.8% | -8.06% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.74% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| FTQI | First Trust Alerian US NextGen Infrastructure ETF | CASH FLOW | 11.09% | 25% | -19.4% | -8.31% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.09% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ARDC | Ares Dynamic Credit Allocation Fund Inc. | CASH FLOW | 10.90% | 25% | -19.8% | -8.90% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 10.90% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| DNP | DNP Select Income Fund Inc. | CASH FLOW | 7.26% | 25% | -16.2% | -8.94% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 7.26% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| JEPQ | JPMorgan Nasdaq Equity Premium Income ETF | CASH FLOW | 11.03% | 25% | -20.1% | -9.07% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.03% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| PGP | Pimco Global StocksPlus & Income Fund of Beneficial Interest | CASH FLOW | 9.78% | 25% | -18.9% | -9.12% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.78% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| PBDC | Putnam BDC Income ETF | CASH FLOW | 11.26% | 30% | -20.5% | -9.24% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.26% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| EDF | Virtus Stone Harbor Emerging Markets Income Fund of Beneficial Interest | CASH FLOW | 13.85% | 25% | -23.4% | -9.55% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 13.85% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| KIO | KKR Income Opportunities Fund | CASH FLOW | 13.24% | 25% | -22.8% | -9.56% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 13.24% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ERH | Allspring Utilities and High Income Fund | CASH FLOW | 8.88% | 25% | -19.0% | -10.12% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.88% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| NCZ | Virtus Convertible & Income Fund II of Beneficial Interest | CASH FLOW | 9.31% | 25% | -19.5% | -10.19% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.31% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| IWMI | NEOS Russell 2000 High Income ETF | CASH FLOW | 13.60% | 25% | -23.9% | -10.30% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 13.60% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| BIZD | VanEck Vectors BDC Income ETF | CASH FLOW | 11.93% | 25% | -22.6% | -10.67% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 11.93% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| HTD | John Hancock Tax Advantaged Dividend Income Fund of Beneficial Interest | CASH FLOW | 7.36% | 25% | -18.5% | -11.14% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 7.36% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| NMZ | Nuveen Municipal High Income Opportunity Fund $0.01 par value per share | CASH FLOW | 7.74% | 25% | -19.4% | -11.66% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 7.74% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| EVT | Eaton Vance Tax Advantaged Dividend Income Fund of Beneficial Interest | CASH FLOW | 7.02% | 25% | -18.7% | -11.68% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 7.02% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| NIE | Virtus Equity & Convertible Income Fund of Beneficial Interest | CASH FLOW | 8.94% | 25% | -20.8% | -11.86% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.94% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ETB | Eaton Vance Tax-Managed Buy-Write Income Fund of Beneficial Interest | CASH FLOW | 8.21% | 25% | -20.1% | -11.89% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.21% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ETV | Eaton Vance Corporation Tax-Managed Buy-Write Opportunities Fund of Beneficial Interest | CASH FLOW | 8.13% | 25% | -20.3% | -12.17% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.13% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| SCD | LMP Capital and Income Fund Inc. | CASH FLOW | 9.31% | 25% | -21.8% | -12.49% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.31% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| CCD | Calamos Dynamic Convertible & Income Fund | CASH FLOW | 9.44% | 25% | -22.3% | -12.86% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.44% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ETY | Eaton Vance Tax-Managed Diversified Equity Income Fund of Beneficial Interest | CASH FLOW | 8.27% | 25% | -21.3% | -13.03% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.27% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| CHW | Calamos Global Dynamic Income Fund | CASH FLOW | 7.35% | 25% | -20.4% | -13.05% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 7.35% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| CHY | Calamos Convertible and High Income Fund | CASH FLOW | 9.55% | 25% | -24.3% | -14.75% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.55% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| EOI | Eaton Vance Enhance Equity Income Fundd Equity Income Fund Shares of Beneficial Interest | CASH FLOW | 8.12% | 25% | -23.2% | -15.08% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.12% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| EOS | Eaton Vance Enhance Equity Income Fund II | CASH FLOW | 8.59% | 25% | -24.3% | -15.71% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 8.59% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| MCI | Barings Corporate Investors | CASH FLOW | 9.68% | 25% | -27.7% | -18.02% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.68% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| ECC | Eagle Point Credit Company of Beneficial Interest | CASH FLOW | 31.01% | 50% | -49.4% | -18.39% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 31.01% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| CHI | Calamos Convertible Opportunities and Income Fund | CASH FLOW | 9.10% | 25% | -27.5% | -18.40% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 9.10% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
| PDX | PIMCO Dynamic Income Strategy Fund of Beneficial Interest | CASH FLOW | 7.49% | 25% | -37.2% | -29.71% | Target yield (bedrock) — PLEX Portfolio 2026-07-15 @ 1:26:31 yield 7.49% ≥ 7% — held for the distribution; the stability screens are not all met | SA · Yahoo |
Yield − max drawdown is calculated on this page: the trailing distribution yield minus the absolute 3-year worst peak-to-trough fall. It asks how much income a holding paid you relative to the worst hole it put you in. Ticker links use the only working per-ticker form on M1 — https://dashboard.m1.com/d/research/{kind}/details/{enc_id} — with the relay id resolved live (230 resolved this pass). M1 has no symbol-based deep link, so a ticker with no resolved id renders as plain text rather than a broken link.
Each term links into https://www.fynancacademy.com at the session where the rule last moved, with the date and the time index inside that call. Sourced from the existing glossary generator’s data (data/fynanc-academy/glossary-evolution.json) and the session post map (data/fynanc-academy/plex-calls-post-map.json).
| Term | Definition | Guardrail | Where it evolved — session · date · time index |
|---|---|---|---|
| DTA (Debt-to-Asset) threshold | Debt-to-asset ratio measures how much of your total assets is borrowed; in Plex it is treated as an output you keep inside safety guardrails rather than a fixed target, and it is the leverage driver of wealth-building. | <=40% Plex (<=65% real-estate-heavy); postures 0-40%; early keep ~10-20% | 07-15-2026 PLEX Only Community Call: PLEX Portfolio 2026-07-15 · time index 41:00 · rule changed here Taught: Run ~25% DTA guardrail in defensive market; ~17% actual is good, keep in upper 20s |
| Margin utilization threshold | Max margin utilization is the share of the broker's available margin you actually use; it is the primary leverage guardrail (with DTA as its output) and should be capped, lowering in uncertain markets. | <=60% (<=50% uncertain market); 40-60% optimal; 30-40% conservative | 07-15-2026 PLEX Only Community Call: PLEX Portfolio 2026-07-15 · time index 1:21:25 · rule changed here Taught: Keep leverage at 40% or less (stable assets 30-40%, volatile assets less) so cash flow stays positive |
| Maintenance requirement threshold | The broker's margin maintenance requirement is the down-payment-like percentage a holding needs to be borrowable; lower means you can borrow more against it, and it varies by brokerage and ticker. | <=30% (25% good); avoid 60-100% | 10-15-2025 PLEX Only Community Call: The Margin Advantage (Part 1) 2025-10-15 · time index 5:44 · rule changed here Taught: Use the lowest possible (25%/35%); diversify OUT of 100%-maintenance ETFs that block margin |
| DSCR threshold | Debt Service Coverage Ratio is your ability to safely pay debt with cash flow above the minimum required; it is the first stability metric to fix because a high DSCR buys time to repair everything else. | >=2.0 Plex (1.25-1.5 real estate); start high, shrink over time | 07-15-2026 PLEX Only Community Call: PLEX Portfolio 2026-07-15 · time index 48:58 · rule changed here Taught: Fix DSCR FIRST; it is dividends/interest coverage (start high, lower over time); 1.0 signals too much debt |
| Spread threshold | The spread is the living gap between the cash flow / return your assets earn and the interest rate you pay to borrow; the whole system exists to protect and grow it, and you chase spreads, not the lowest rate. | >=2% above interest rate (target 4%+; 8-15% seen) | 07-15-2026 PLEX Only Community Call: PLEX Portfolio 2026-07-15 · time index 1:30:38 · rule changed here Taught: Both total return and dividend yield must beat your interest rate by >=2% (target 4%+; over 10% healthy) |
| Bedrock allocation threshold | Bedrock is the stable, low-volatility, debt-based core of the Plex portfolio held for stability so you can borrow against it, paired against the volatile cash-flow holdings; more bedrock allows more leverage. | >=60% (65:35 bedrock:cash-flow; adjustable 60-75%) | 07-15-2026 PLEX Only Community Call: PLEX Portfolio 2026-07-15 · time index 27:14 · rule changed here Taught: Beginner allocation 65% bedrock / 35% cash flow for stability in this market; read via 'role' category |
| Target yield (bedrock) threshold | The yield your portfolio earns; start high (20-50%) for fast growth with accepted NAV erosion, then lower toward a sustainable 8-15% near your goal so income is generated without eroding value. | 8-15% sustainable at goal (>=8% bedrock; 20-50% early/fast) | 07-15-2026 PLEX Only Community Call: PLEX Portfolio 2026-07-15 · time index 1:26:31 · rule changed here Taught: If dividend yield exceeds total return you have NAV erosion; both money- and time-weighted returns must exceed your ~5% rate |
| IMR (weighted maintenance req.) threshold | The Income (weighted) Maintenance Requirement is the weighted-average maintenance requirement across your whole portfolio; keep it low so you can safely borrow more against the portfolio and avoid margin calls. | <=30% ideal (average <=35%) | 01-21-2026 PLEX Only Call: Guardrails 2026-01-21 · time index 49:52 · rule changed here Taught: IMR 30% or less ideal, average 35% or less; 48% is bad (borrow less); child accounts 35 or lower |
| Standard deviation threshold | Standard deviation measures a holding's price volatility over a lookback window; for bedrock you want the lowest possible so the portfolio is stable enough to support leverage. | <=10% (single digits) for bedrock; measure over 3yr+ | 06-25-2025 PLEX Only Community Call: Fynanc Toolbox 2025-06-25 · time index 10:39 · rule changed here Taught: For bedrock want lowest standard deviation, single digits under 10% (10 or less); lower is better |
| Max drawdown threshold | Max drawdown is the largest historical peak-to-trough price drop over the lookback window; a low drawdown means a strong cushion, and combined with margin health it tells you how far the market can fall before a margin call. | <=15% (single digits ideal); cushion >40% before margin call | 01-21-2026 PLEX Only Call: Guardrails 2026-01-21 · time index 1:05:28 · rule changed here Taught: Max drawdown over last 3 years should be maximum ~15%; a fast one-day 15% drop is bad, some drop 30% |
| Safety buffer threshold | The safety buffer is the liquidity safety-net reserve (months of living expenses plus available outside credit and low-volatility holdings) that protects the system from shocks and margin calls. | >=6 months living expenses (>=3 real estate; >=$30k outside credit; Plex can be 0) | 01-21-2026 PLEX Only Call: Guardrails 2026-01-21 · time index 25:12 · rule changed here Taught: Minimum 6 months living expenses; >=$30k outside credit available; real estate min 3 (prefer 6); Plex can be 0 if assets liquid |
| Liquidity threshold | Liquidity is the safety-net component of the system - the liquidity ratio, safety buffer, and volatility buffer plus diversified underlying holdings - kept as a portfolio minimum to cover the downside. | >=20% liquidity ratio; >=100 underlying loans for debt funds | 01-21-2026 PLEX Only Call: Guardrails 2026-01-21 · time index 25:26 · rule changed here Taught: Portfolio liquidity ratio minimum 20%, part of the safety buffer |
| S&P correlation threshold | S&P correlation measures how closely a holding moves with the S&P 500; you want it low so bedrock holdings do not fall with the broad market, alongside sector diversification. | <=0.4 (lower better); >=3 sectors (prefer 5) | 01-21-2026 PLEX Only Call: Guardrails 2026-01-21 · time index 1:02:39 · rule changed here Taught: Minimum 3 sectors diversification (prefer 5); set a maximum correlation for now (hard to get under 60%) |
| Reinvestment rate threshold | The reinvestment rate is the share of income reinvested for compounding; keep it near 100% during the growth phase and never below a 20% minimum when drawing income. | >=20% minimum (often 25%+; ~100% in growth) | 01-21-2026 PLEX Only Call: Guardrails 2026-01-21 · time index 1:13:32 · latest teaching Taught: Minimum reinvestment rate 20% (often 25%+); close to 100% during growth phase |
| Analyzer score threshold | The Portfolio Analyzer score is an overall portfolio-health score where higher is better; keep it above a minimum, with a realistic ceiling around 8.8 (a perfect ~10 is nearly impossible). | >=6 (realistic max ~8.8) | 01-21-2026 PLEX Only Call: Guardrails 2026-01-21 · time index 1:02:47 · latest teaching Taught: Minimum portfolio analyzer score 6 = overall portfolio health; ~10 near impossible, ~8.8 realistic high |
| Capital Amplifier components framework | The Capital Amplifier System is the operating-system framework of wealth building, made up of six components - Capital, Growth/Strategy, Portfolio, Flow, Control, and Liquidity - into which all strategies fit. | framework - six components (no numeric threshold) | 07-15-2026 PLEX Only Community Call: PLEX Portfolio 2026-07-15 · time index 28:53 · rule changed here Taught: Three drivers of bending the line: spread, DTA (leverage), and recycling (velocity/reinvestment) |
| PLEX Core Roles framework | The six Core Roles describe each Capital Amplifier component by function: Capital (fuel), Growth (accelerator), Portfolio (vehicle), Flow (movement), Control (command center), and Liquidity (safety net). | framework - six roles (no numeric threshold) | 08-20-2025 PLEX Only Community Call: The Capital Amplifier System 2025-08-20 · time index 22:52 · latest teaching Taught: Six roles: Capital=fuel, Growth=accelerator, Portfolio=vehicle, Flow=movement, Control=command center, Liquidity=safety net |
| FLOW framework | Flow is the lifeblood component that continuously circulates capital through the system to grow the spread by making the same money work smarter and faster; its course progresses through four tiers. | framework - 4 tiers (no numeric threshold) | 12-19-2025 Special Call Getting Your Capital Amplifier Ready for FLOW 2025-12-19 · time index 4:59 · latest teaching Taught: Flow = lifeblood circulating cash flow to every component; four tiers: Awareness, Optimization, Automate, Mastery |
| Velocity of wealth framework | Velocity of wealth is how fast capital recycles; wealth growth equals spread times capital, and by reinvesting profit at frequency it compounds exponentially (spread x capital^frequency) rather than just multiplicatively. | framework - spread x capital^frequency (no numeric threshold) | 12-17-2025 PLEX Only Community Call: Velocity of Wealth 2025-12-17 · time index 9:38 · rule changed here Taught: Velocity boils down to spread x capital^frequency; reinvesting profit makes capital an exponent (spread + leverage + velocity) |
| Multiplier framework | The multiplier is the optimal-leverage factor equal to 1 / (1 - DTA); applied to your monthly contributions and cash flow it projects how much in assets (equity plus debt) you buy, driving base growth. | framework - 1/(1-DTA) formula (no numeric threshold) | 12-17-2025 PLEX Only Community Call: Velocity of Wealth 2025-12-17 · time index 1:00:58 · latest teaching Taught: Multiplier velocity-booster = 1 / (1 - DTA); maintaining a constant DTA each month implements it (25% DTA=1.33, 40%=1.67) |
| Postures (DTA ranges) framework | Postures are optional guardrail bands (defensive, neutral, performance) set inside the required safety guardrails to fine-tune how aggressively you lever based on market conditions. | framework - safety vs posture guardrails (no numeric threshold) | 01-21-2026 PLEX Only Call: Guardrails 2026-01-21 · time index 8:34 · latest teaching Taught: Two guardrail types: safety guardrails (required outer boundaries) and posture guardrails (optional fine-tuning within them) |